About GudMoney

Building financial bridges across continents.

GudMoney was founded with a single mission: make financial access equal for every person, regardless of where they were born.

2019

Founded in London

500,000+

Accounts opened

150+

Countries reachable

5

Offices worldwide

Our story

GudMoney was born from a real problem — millions of Africans living abroad paying exorbitant fees to send money home, and millions in Africa excluded from the global financial system. Our founders, themselves from Nigeria, built the app they wished had existed.

What started as a single remittance corridor between Lagos and London has grown into a full multi-currency account, used by individuals and businesses across five continents — without losing the original focus on transparent, fair pricing.

Milestones

How we got here.

2019

Founded in London by two engineers tired of watching remittance fees eat into money sent home.

2020

Launched phone-number banking in Nigeria — an account opened in under two minutes, no branch required.

2021

Granted FCA authorisation as an electronic money institution; GBP and USD wallets added.

2023

Business banking launched. Crossed 250,000 personal accounts.

2025

EUR and CAD wallets added. GudMoney passes 500,000 accounts across 150+ countries.

What we believe

Values that show up in the product, not just the wall.

Access

A bank account shouldn't depend on your postcode or paperwork. Phone-number banking exists so anyone can start in minutes.

Transparency

Every fee is shown before you confirm. No spread hidden inside an exchange rate, ever.

Security

We hold your money the way we'd want ours held — segregated, encrypted, monitored around the clock.

Offices

Where we work.

London, UK

Global Head Office · 20 Fintech Street, EC2V 8RF

Lagos, NG

West Africa Hub · 14 Victoria Island

Owerri, NG

South-East Office · Owerri Regional Centre

Anambra, NG

Regional Office · Awka, Anambra State

Abia, NG

Regional Office · Umuahia, Abia State

Come build the next chapter with us.

We're hiring across engineering, compliance and support. Or just download the app and see what we've built so far.

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App Store

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Google Play