Privacy Policy

1. Introduction

GudMoney Ltd (“we”, “us”, “our”) is committed to protecting and respecting your privacy. This Privacy Policy explains how we collect, use, disclose and safeguard your information when you use our platform, mobile applications, and related services.

2. Information We Collect

We may collect the following categories of personal data:

• Identity data — name, date of birth, nationality, government-issued ID
• Contact data — email address, phone number, postal address
• Financial data — bank account details, transaction history, wallet balances
• Technical data — IP address, device identifiers, browser type, usage logs
• Verification data — photographs and biometric data required for KYC compliance

3. How We Use Your Information

We use personal data to provide and improve our services, verify your identity as required by law, process transactions, prevent fraud and money laundering, communicate with you about your account, and comply with our legal and regulatory obligations.

4. Legal Basis for Processing

We process your data under the following legal bases: performance of a contract with you, compliance with a legal obligation, legitimate interests (fraud prevention, network security), and your explicit consent where required.

5. Data Sharing

We do not sell your personal data. We may share data with regulated payment processors, banking partners, identity verification providers, fraud detection services, and regulatory authorities when required by law.

6. Data Retention

We retain your data for as long as your account is active or as required to comply with legal obligations — typically a minimum of five years after account closure in line with AML regulations.

7. Your Rights

Depending on your jurisdiction, you may have the right to access, correct, delete, restrict, or port your personal data. Contact us at privacy@GudMoney.com to exercise these rights.

8. Contact

GudMoney Ltd, 20 Fintech Street, London EC2V 8RF. Email: privacy@GudMoney.com. DPO: dpo@GudMoney.com.